When you rent an apartment, your landlord will generally be responsible for the insurance necessary to protect against damage to the building itself. However, it’s up to you to protect your possessions
Use the yellow hot spots and explore how renters insurance can help protect against common risks.
Who Needs Renters Insurance?
You’ll only “need” renters insurance if your landlord or property management company requires it. However, if you decide to take the chance of going without it, that could mean risking it all. Anyone renting any residence long-term should seriously consider purchasing a renters insurance policy to be prepared in the event of a disaster.
How Can Renters Insurance Protect You?
Renters insurance covers against damage or loss from burglaries, along with loss from events such as fires, certain types of water damage, and more. Be sure to check your renter’s insurance coverage details–there will usually be both an overall limit on the payout and a maximum amount for any one renter’s insurance claim.
You may also get a payment toward temporary accommodation if the rental property is uninhabitable after the renter’s insurance policy covers one of the events.
Some policies also include liability coverage that could payout if you accidentally damage the rental property itself or if somebody is injured while visiting you at your apartment.
Remember, even if you park a vehicle on the rental property itself, your car usually won’t be covered by renters insurance.
If you rent an apartment, you need renters insurance. We’d be happy to walk you through the options to ensure you have the insurance coverage and protection you need.
What Do I Need to Start My Quote?
All our agents will need is some basic information to get started on your renter’s insurance quote:
- An estimate of how much your belongings are worth
- Names of any tenants in the residence whose belongings you’d like to include on the policy
- Basic information about your landlord or property management company
Let’s Discuss Your Renters Insurance
One of the trusted insurance advisors from All Insurance Services will reach out to you to review your information and present you with the appropriate renter’s insurance solution. There’s no obligation, just good, old-fashioned advice. Complete the form below to get started on a quote.