Workers’ compensation insurance covers employees who have been injured on the job or in work-related auto accidents. It also covers work-related illnesses. At All Insurance Services, we’ll work with you to find a solution that creates a safer and more productive workplace.

Do you know if your company is in compliance with the South Carolina Workers’ Compensation Act? If not, then you could be at risk of hefty fines and penalties. That’s why it is so important to educate yourself about workers’ comp in South Carolina. Learn more about the most common types of workers’ compensation claims in South Carolina and how All Insurance Services can assist you in understanding this sometimes complicated insurance.

What You Should Know About Workers’ Comp Insurance in South Carolina

In South Carolina, workers’ comp insurance covers an average of 60% of an injured workers’ weekly pay. However, benefits cannot exceed 500 weeks. Workers’ comp insurance benefits in South Carolina can include:

  • Temporary total benefits
  • Temporary partial benefits
  • Permanent partial benefits
  • Total and permanent disability
  • Cost of living adjustments and travel expenses
  • Lifetime coverage of travel expenses

Workers’ Comp Insurance Laws in South Carolina

In South Carolina, a business must carry workers’ comp insurance if they have more than four employees. Part-time, full-time, seasonal, and temporary workers are all considered employees under this law. South Carolina workers’ compensation laws also state:

  • Out-of-state workers are covered
  • Casual employees who do not work regular hours are not covered
  • Employers with less than $3,000 in annual payroll in the previous year are exempt

Where Can I Purchase Workers’ Comp Insurance in South Carolina?

In South Carolina, you have four options for purchasing workers’ comp insurance. Those options include:

  • Commercial carrier
  • Professional employment organizations
  • A self-insurance group
  • Self-insure

No matter your insurance needs, the experienced team at All Insurance Services can help. Need workers’ comp or other business insurance? Contact All Insurance Services today at 919-779-5115.

Let’s discuss your workers’ compensation insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate workers’ compensation insurance solution. There’s no obligation, just good-old-fashioned advice.
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All Insurance Services offers comprehensive workers’ compensation insurance throughout all of North Carolina, South Carolina and Virginia including, Benson NC, Clayton NC, Raleigh NC, Fuquay Varina NC, Holly Springs NC, Cary NC, Chapel Hill NC, Greenville NC, Greenville SC, Spartanburg SC and Columbia SC.